body {font-size: 8pt;
      line-height: 10pt;
      margin-left: 10px;
      margin-right: 10px;
      font-family: Arial, Geneva, Helvetica} 

.head {font-size: 12pt;
       line-height: 14pt;
       font-weight: bold;
       color: 002682;
       margin-bottom:-15px}

.subhead {font-size: 10pt;
          font-weight: bold;
          color: 002682}

.blue {color: 002682;
       margin-bottom:-12px}

HR {color: 000000}

OL {margin-left: 30px}

UL {margin-left: 30px}

TD {font-size: 8pt;
    line-height: 10pt;
    font-family: Arial, Geneva, Helvetica} 

.list {margin-bottom:-15px}